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East Central University Online offers payment plans to assist you in managing your financial obligations.

There is a $35 fee to use a payment plan. Payment plans require one payment per month. Final payment is due the last week of classes.

Who should use the payment plan?

Any East Central University student may use a payment plan for their current semester of enrollment. Some students opt for a payment plan to spread their payments over the course of a semester rather than full payment at the beginning of the term.

Keep these things in mind when deciding whether to use a payment plan:

  • A payment plan does not cover a balance owed from previous semesters. The university does not offer a formal payment plan for outstanding balances from prior semesters. Balances must be paid in full prior to enrollment, transcript requests or issuance of diplomas.
  • Students who cannot pay in full by the semester due date, which is listed on our Academic Calendar, must enroll in a payment plan to secure their enrollment. 
  • If you have guaranteed full funding from an organization billed directly by the university, e.g. the Veterans Administration or a similar organization, you do not need to use the payment plan. Contact the Bursar’s Office to make sure we are billing a third party for you.
  • Students who have federal funding via Pell, Direct Loans, Parent Plus Loans, etc. that cover the entire balance of their account — including tuition, fees, housing, meal plans and books — do not need to sign up for a payment plan.

How It Works

When you sign up for a payment plan, a budget will be calculated that is based on your current balance and any pending financial aid. Pending aid includes private scholarships for which the university has already received funding, Pell grants and Direct Loans that have been fully awarded and accepted by the student via the financial aid section of MyECU and some other guaranteed forms of funding.

Any changes to your balance that occur after you have signed up for the payment plan will cause your total plan to be recalculated. This will change the amount of each of your remaining payments. For example, if you still owe $1,000 on a payment plan with two payments of $500 each left and sign up for a second-half eight-week class, this will add about $700 to your bill. This will change each of the remaining payments to $850. Likewise, any additional funding received after you have enrolled in a payment plan will reduce your total plan balance. If you owe that same $1,000 and receive $2,000 in funding, the payment plan will be paid in full and you will receive a $1,000 refund.

You will receive payment reminders as due dates approach and additional reminders if you make a late payment. Late payments are subject to a $10 fee per payment.

How Payment Plans Are Calculated

If your total balance is $5,000 and you have $4,000 in financial aid already pending when you enroll in the payment plan, the payment plan budget will be $1,000.

This amount will then be divided into five, four or three payments, depending on when you enroll in the plan. 

Payment Options

East Central University provides several convenient options to assist students in making payments toward any outstanding balance. This can be paid online or in person at the Bursar’s Office by the established due date of each semester. If the student is unable to pay the total outstanding balance by the due date, that student must sign up for a payment plan to secure their enrollment.


Online Payments

Most students will find everything they need to pay their bills and set up payment plans online with a credit card, debit card or electronic check. Your payments will be processed and applied to your account within two business days.

Mail-in Payments

Students may also make payments via postal mail using a personal check pre-printed with a name and valid U.S. mailing address, money order or cashier’s check.

Please make these payable to East Central University and mail to:

East Central University
1100 E. 14th St.
PMB G-8
Ada, OK 74820-6999

In-Person Payments

Students may visit the Bursar’s Office, Administration Room 108, to make a payment with a check, cashier’s check, money order or cash. ECU does not accept credit or debit card payments in-person for student accounts.

Electronic Funds Transmission (EFT) or Wire

ECU also accepts payment by electronic funds transfers (EFT) to your account. When making a payment using this method, you must include identification information other than your name. Make arrangements with your bank or financial institution to initiate the transfer and advise them of your ID information and to include it on the transmittal. Your bank will also need certain information from ECU. The information is available on our ECU Wire Info Sheet (pdf).

Refund Policy

East Central University applies all funds (payments, scholarships, federal and state aid, etc.) to the student’s billing account. If these transactions create a credit balance after all charges are paid in full, the student will receive a refund.

Refunds will be made according to a regular schedule beginning with the first disbursement of financial aid. This is typically the fourth week of fall and spring semesters and the second week of summer semesters. After the first disbursement, refunds will be made Tuesdays and Fridays through the end of the term. Refunds are processed after 1 p.m.

PLEASE NOTE: If you find that after having enrolled that you will not be attending classes, you must cancel your enrollment in writing immediately.

Request for cancellation should be processed in-person or mailed to ECU Office of Admissions and Records. The request may be faxed to 580-559-5432 or e-mailed to asimmons@ecok.edu. ECU will not cancel enrollment due to non-payment. Failure to withdraw from classes will result in money owed to the University for tuition and fees, even though not attending.

preview of the epacket listing various program information

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